| |
211. Student Accident Insurance |
1.Purpose
|
The Board recognizes the need for insurance coverage
for unforeseen accidents which may occur to students in the course
of attendance at school or student participation in athletic and
extracurricular programs of the school.
|
2.Authority
SC 511(f)
|
The school district shall maintain insurance coverage
by a qualified insurer over and above the first responsibility
of family coverage. Insurance against injury resulting from accident(s)
sustained in the course of participation in athletics and other
specifically enumerated extracurricular activities shall be provided
at no cost to the student.
The school district will provide the parent(s) or guardians an
opportunity to purchase insurance coverage at their own expense
for injuries which may result from accidents sustained by a student
in school, while traveling to and from school, or for 24-hour
coverage.
|
3.Delegation
of Responsibility |
The school district business administrator shall
prepare specifications and secure suitable coverage from qualified
insurance carriers for recommendation to the Board and shall notify
all parents and guardians of students who may be eligible for
such insurance.
|
| 4.Guidelines |
Every student who is a member of a school athletic
team must have insurance coverage against accident or injury,
either by a family insurance policy or a purchased insurance policy
offered by the school district.
|
Pol. 122,
123
|
The parent or guardian releases the school from
any financial obligation in case of an accident or injury and
agrees to be responsible for the cost of any accident or injury
that may occur.
|
School Code
Sec. 511(f)
|
The appropriate insurance form must be completed
and signed before a student can participate in the athletic and
extra-curricular programs of the school district.
|
